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Archive for April, 2007

Problem is a 9 year old with BellSouth. Supposedly BellSouth does not negotiate debts. Now AT&T has taken them over. How can one negotiate a debt effectively? It is such an old debt!

Hello and thanks for the question. There are several parts to your question. First I will say

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I was told Discover Card no longer settles credit card accounts, they will only except 100% payment. What do you know about this?

You really need to speak directly with a good debt settlement company to

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I’M LOOKING FOR A GOOD DEBT COUNSELING COMPANY PLEASE HELP I HAVE TALKED TO ABOUT 7 DIFFERENT ONES

Hello. Sure I can assist you in finding a good debt counseling company but

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I need to settle credit card debt with Citibank, can you help me?

Hi. I am not a debt counselor or debt settlement agency so I personally

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Does being late 7 days on truck payment hurt my credit score 1st time late?

The answer as to how a late payment affects your credit score really depends on

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I filed bankruptcy 14 years ago and recently got a letter from a collection agency demanding payment for 2 of my CitiBank credit cards. Why would CitiBank sell that information when they know it was included in Bankruptcy? Is what their doing legal?

Unfortunately, this is a legal question and I am not a lawyer. I wish I could

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I am working with prosper financial, a debt settlement company. Are they good?

Hello. Unfortunately I do not know them well. There are literally dozens

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How much a month can I expect to pay to pay off credit card debt of about $17,000?

Hello. Actually you will have to discuss your specific credit card debt reduction

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Will a debt consolidation office help with a credit card company who is suing?

If you have already been sued by a credit card company, I think you are best

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Will debt settlement hurt my credit??

Hello. Good question but it really depends on which type of debt solution you

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Credit Card Debt Problem: What Debt Relief Solutions Are Best For You?

I read today that over 14% of the people living in the U.S. have ten or more credit cards. That is amazing! Who needs 10 credit cards? And more to the point, what are the consequences of so much easy credit floating around the average American household? I’ll tell you what the result is – more »

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I went with a debt settlement program. I’ve been with them 4 months. I’m still getting calls from collection agencys. I got a summons from court. I had a couple of loans out also. Is this right? Some collection people tell me they don’t do settlements.

Good Morning. The fact that you are still getting collections calls is not

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I looking for an honest debt relief, is freedom debt relief a good one?

Hello and thanks for the question…Although I have heard about that

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I HAVE REALLY BAD CREDIT,A LOT OF COLLECTIONS AFTER ME. I WOULD LIKE TO PAY EVERY DEBT THAT I OWE ,IS THERE ANY WAY YOU COULD HELP ME.

Hello. If you do not want to try and reduce your debt through a debt settlement process, I suggest

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Does credit counseling program effect credit score?

Hello. Entering a credit counseling program is typically noted on your credit score and

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When a debt is settled (the settlement amount paid in full), will it hurt my credit decisions in the future by having debts that were settled rather than paid in full?

Hello, thanks for the question. The downside to debt settlement is that it does

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Ways to Reduce Credit Card Debt – Avoid Serious Debt Problems

When trying to get out of debt, the decision to cut up your credit cards needs to be looked at on a case by case basis. There are many ways to reduce credit card debt and there are many different circumstances that cause most debt problems in the first place. One of the most important more »

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Looking For Online Debt Advice?

Think of selecting a company to assist you in clearing out your debt in the same way that you select any other important financial service you use. You want to be especially careful when seeking out professional services that deal with your money. There are many websites owned by debt relief companies offering online debt more »

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How likely is it that the creditors will negotiate credit card debt with me if I call them instead of the debt settlement company? They will get my money on monthly basis, no middle man charges, and my credit would be left intact.

Good question. Of course you can try to negotiate credit card debt on

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There is no option of $10K-$20 on your free estimate report, you do not look reliable already if you and your web site do not function properly

I apologize and you are correct, we recently made some programming changes and the $10,000-$20,000 option was left out. I appreciate you pointing the error out to me. It is now fixed. Thank You!

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