If You Need Credit Card Debt Help, I Provide Free Information on How to Get Out of Debt and I Can Suggest a Reliable Debt Settlement or Debt Management Company that I Know You Can Trust.
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Archive for February, 2008

what can i do we have a 14k car loan and a26k on my truck also24k on my motorcycle ineed help unfortunatly we bring in small amount my wife gets paid every other week who can we get to help us with these debts?

I am sorry but no debt relief programs can assist you with these debts as they are secured meaning that if you cannot afford to make the payments on them you will have to sell the car to pay off the loans…

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I am currently enrolled with care one credit and have a debt of $7,500 . I just received a collections letter for another $1,966. My question is do I enroll that extra $1,966 with care one, wait till they settle for a lower amount, or should I enroll in a debt relief program. MY score at this time is 646 and I am currently looking for a (state/federal) job. Which will not effect my credit the most?

Sorry for the delay in responding to your question…

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In my research of various companies, I’ve found that some require to pay the fees up front, and others pay on performance. I feel that if we pay up front, then what is the motivation of the company to settle the best deal when they get paid on the total amount and the fees are not refundable if they don’t do what is promissed.

Companies charge there fees in many ways, some more performance based than others…

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the collectors want $ 7103.03. I am willing to pay 4000.00 in 10months. Is that to hard to negotiate with the collectors?

Go for it…

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why do you pay taxes on a debt settlement?

Hello, it is because the IRS has decided that the savings you make from the money you do not have to pay the credit card companies back is actually “income”…

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When you want to go with a Debt settlement Co, that approaches you over the phone with their marketing, how can you trust what they offer and say will be fact, and I won’t end up paying them and the credit card companies?

Thanks for the question…

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What is the cost of debt management plans?

Debt management plans costs can vary, however many companies that offer this service are not for profit organizations so the fee structure is limited by government regulators…

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