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Archive for July, 2008

i have a student loan i am very much in debt i would like to know how can i make a settlement or get free consultation on how resolve this situation

Hello, student loans are not a type of debt that a debt settlement can assist you with. (…)

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I have alot of debt i cannot repay but i can make small payments to pay all of them off but i need help with my cases since some have taken me to court my appt. with them in court is next month i wanted to see if there can be any hope for me. please respond me back as soon as possible since i dont have much time to get my options what i can do . i thank you in advance for your time.

Hello, unfortunately if you have scheduled court appointments already there is not much a debt company can do to assist you. (…)

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I signed up with a debt relief company and now have a judgement and had wages garnished because they didn’t stay on top of my situation with MBNA. Do I have any recourse against them?

I urge everyone to be sure you closely monitor your situation with any debt relief company you hire. (…)

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I have an elderly couple who are in debt, made by deadbeat children. Will one of these debt relief companies help them. They are on a fixed income.

It really depends on the situation, the fixed income level, and the amount of debt that has been accumulated. The question really is, how bad is the problem? (…)

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hi! Scott. do you think I am nearly going into serious problem considering that I have 20000 unsecured debts, is there any company out there who is more than willing to lend me this amount so that I can only concentrate and focus on paying to one lender only. I am a registered nurse and I have a very secured job but I have no idea on what and where to ask for help.

Hello, you can consolidate your debts through either a home refinance (if you have a home with equity and can get a loan), a debt management program, or a debt settlement program. (…)

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I have approx. 45-50k in unsecured debt- I have talked with a several agencies about a debt management vs debt settlement program-I would like to know how both programs will affect my credit report about 12-24 mos. later if all payments are timely-will my credit report reflect that I am in a c.c. program until the program is completed?which program will help you to raise your credit score faster once completed?

Your credit score will typically be damaged more severely with a debt settlement plan than with a debt management plan. (…)

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Once I enter into a debt settlement, will the debt settlement company make my creditors aware of this, will the debt settlement company then handle all communications with my creditors?

Yes to both questions, however, please be aware that the settlement company cannot guarantee that you will not recieve calls from your creditors. (…)

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