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Archive for July, 2009

DEar Scott: If I decide to join the program on debt relief. Would I be able to apply for a student loan as guarantor to my Kids?

Most debt relief programs affect your credit score (especially debt settlement) so I would not put your kids college future in jepardy by enrolling in a debt relief program if you can avoid it. (…)

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Hi, Recently I got a letter from a debt relief company. I called the tel no. But I have no idea what is all about. At first I presumed that I will be paying them to pay off my credit card in 58 months. I have no idea what was all about. I got limited knowledge what to ask questions and we were talking about the amount I can afford to pay monthly. I was procedded to another person via phone from another State to signe a contract. As I read the contract via email I have some doubts which I was not sure I will agree,while It was to be explained to me the detailed. But the thing is I have not come back and the works as an administrative has not call me back to expain the contract and I decided to consult to my Attorney and the contract were copied and sent to my Atty. I decline the offer until today I am learning your website and the lists of co. given by my Atty. within the state. I am thankful I got to learn many things. What can you say about my situation? Thank you. from Virgil

Hello Virgil….It sounds like you did exactly the right thing. You got a solicitaion from a debt relief company in the mail and you were careful to check them out before signing up with them. (…)

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