If You Need Credit Card Debt Help, I Provide Free Information on How to Get Out of Debt and I Can Suggest a Reliable Debt Settlement or Debt Management Company that I Know You Can Trust.

can i combine all of the credit cards bills and have it on one payment

Yes, both debt settlement and debt management take all the debts that you include in their program and consolidate them into one monthly bill. It is one of the benefits of the programs as many people have a much easier time making one payment.