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If I just lowered or eliminated the high interest, I could catch up on my credit card debt bills. How do I do that?

I am not an expert on credit cards but I believe if you shop around you can find a card that may be happy to have you transfer your current balances from other cards into their card. You need to be careful in doing so and read ALL the fine print on your old cards and the new card account you seek to set up.

Watch out for hidden fees, penalties, low introductory rates (that quickly rise), etc. When setting up new credit card accounts, the devil is in the details and that’s how they get you into 30%+ rates if you slip up even slightly.

Know what you are signing up for and the consequences they have the right to inflict upon you if you do not follow their agreement to the letter. It’s sad but true. Thanks.