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Debt Consolidation Program

How Can I Do Credit Card Debt Consolidation?

Credit card debt consolidation really only means taking your bills and combining them into one monthly payment and there are several ways to do this. Typically the phrase applies to your unsecured credit card debt and sometimes even your mortgage, not utility bills and car payments. It is a term that gets over used in marketing pitches from all types of financial companies often making it seem more complicated than it is.

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What Is Debt Consolidation and Credit Counseling?

Debt Consolidation is a term used in TV commercials from several different industries which has caused lots of consumer confusion. Everywhere you turn there seems to be a company offering you debt consolidation and credit counseling programs. Does it mean mortgage refinancing? Is it a way to reduce your credit card fees? Is it the same as credit counseling?

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