Free Debt Help Q&A
Enlisted a debt solutions company and have been sending almost $400.00 every month for 7 months thru direct debit. Company will not return my phone calls or answer mail. What should I do?
If you cannot get someone at your debt solutions company to respond to you, that is inexcusable Read the Entire Post >
Hi, I have approx 30k in credit card debt between my wife and I and am looking to see (cont)…
…if we can compile all of our debt into 1 debt settlement program rather than Read the Entire Post >
i recieve ssi and am no longer working. I am 25 years old and my FICO score is high never late not once. i have great credit report. i can not dig my way out and dont want a blemish on my credit report. That being said would my creditors be more willing to see it is not a pattern ive tried so hard?
Your credit score is determined by a computer that takes many variables into account before Read the Entire Post >
I recently lost an investment property to foreclosure. My credit is has taken a huge hit through the process while I kept my substantial CC balances current. So at this point, is it safe to say that going delinquent as part of a debt settlement process , really doesn’t matter. The credit score damage is already done ??
Yes, it sounds like your credit score has suffered significant damage through the Read the Entire Post >
I’m 20, I have a student loan and some credit cards that I need to pay off. I want to use a service that basically gives me a loan and pays everything off so I just have one payment to pay to a company …can you help me?
I’m sorry but I do not know of such a service unless you can get a bank loan which Read the Entire Post >
I have secured debts that I need to have consolidated due to a family illness. How can I have Auto loans, Personal Loans, and credit cards rolled into one lower payment to be able to afford the medical bills?
Hello. The only way I know of to consolidate secured and unsecured debts is to Read the Entire Post >
I need info pronto, I have some paper work filled out for another company and I just looked them up under better business and they are rated F in the debt help company BBB ratings. what to do???
The BBB is not the be all, end all in my opinion when looking at different debt help companies. Certainly Read the Entire Post >
Why will a bank like Chase be willing to work with a debt settlement company with a payment plan of 22 months for 45% of the debt but not offer you the individual the same deal?
Hello, it is possible to do your own negotiation however it can be a very complicated and Read the Entire Post >
We have two children in college and have basically done a poor job in managing our finances. Our combined income is approx over $150,000 yearly. We have at least $80,000 in unsecured loans and have managed to get in over our heads. We prefer NOT to go the route of Debt Settlement. Is it wishful thinking to believe we can simply use the Debt Management Program? And…will it hinder us from getting further student loans. The current student loans have not come due yet.
Hello, thanks for the question. Debt management may help you somewhat without Read the Entire Post >
Hello, I'm Scott... My research can help you find honest & reputable debt relief companies. I've met with the companies I suggest to ensure they provide REAL solutions.



