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i have just talked with National Debt Solutions. Are they a legit company? They are in Texas and work with a bank call, Rocky Mountain Bank & Trust.

I do not know of that company, my apologies. Just be sure to talk to a few firms and do your research. So long as you spend some time really understanding the debt settlement process before you sign up with any company, you can sleep well knowing you did your best to make an informed decision.

By understanding the good and bad aspects of all possible debt solutions available to you, you can ask the companies you speak with the difficult questions. If they don’t give you direct factual answers (even on the bad stuff) then you should be cautious choosing that company. No solution is perfect so use your good judgement and go with a company that is open and honest from day 1 rather than one that “sells” you into a program with a lot of fluff.