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I am willing to sign an agreement with a Debt settlement company based on the debt settlement agreement they negotiate on my behalf. I am not interested in paying them each month while they are trying.

I understand your concern however, I do not think you will find too many companies willing to work with the fee structure as you describe. You have a valid point in that you want to pay for results but realize that in the typical course of an 18-36 month debt settlement program, the company you choose will have to do a lot of work and they have a lot of overhead in working on your account – customer service, negotiators, trust accounts, etc. However, it is a great idea.

If you find someone, please let me know as it would be a company I’d be interested in researching further to refer people to. Thanks.