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	<title>Comments on: Thousands of People Thank Me For Helping Them Find HONEST &amp; RELIABLE Credit Counseling Help</title>
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		<title>By: Consumer Credit Debt Counseling - How Does It Work? &#124; Debt Relief Companies</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-404</link>
		<dc:creator>Consumer Credit Debt Counseling - How Does It Work? &#124; Debt Relief Companies</dc:creator>
		<pubDate>Sat, 05 Dec 2009 02:24:56 +0000</pubDate>
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		<description>[...] credit card debt relief are debt settlement and debt management. The latter is a service offered by consumer credit debt counseling companies who work very closely with the credit card companies to develop programs that allow you to repay [...]</description>
		<content:encoded><![CDATA[<p>[...] credit card debt relief are debt settlement and debt management. The latter is a service offered by consumer credit debt counseling companies who work very closely with the credit card companies to develop programs that allow you to repay [...]</p>
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	<item>
		<title>By: Debt Management Program - Debt Relief Options</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-128</link>
		<dc:creator>Debt Management Program - Debt Relief Options</dc:creator>
		<pubDate>Fri, 21 Sep 2007 16:27:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-128</guid>
		<description>[...] In other words, you have a problem but it is still manageable. A little financial education and discipline mixed in with a consolidated payment and lower interest rates could help you get your situation under control. For many people, the greatest benefit in signing up for a debt management plan is that you have someone to help you discipline your spending habits. Your counselor is there to help you and &#8220;coach&#8221; you as you need it, when you need it. For many people, this is invaluable and is all they need to stop their debt from accumulating beyond what they can ever pay off. [...]</description>
		<content:encoded><![CDATA[<p>[...] In other words, you have a problem but it is still manageable. A little financial education and discipline mixed in with a consolidated payment and lower interest rates could help you get your situation under control. For many people, the greatest benefit in signing up for a debt management plan is that you have someone to help you discipline your spending habits. Your counselor is there to help you and &#8220;coach&#8221; you as you need it, when you need it. For many people, this is invaluable and is all they need to stop their debt from accumulating beyond what they can ever pay off. [...]</p>
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	<item>
		<title>By: Debt Relief Options on Disability</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-124</link>
		<dc:creator>Debt Relief Options on Disability</dc:creator>
		<pubDate>Mon, 20 Aug 2007 22:25:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-124</guid>
		<description>[...] Sorry to hear about your situation. I suggest that you speak to a non-profit credit counseling agency to see what they say. They are often very helpful at providing guidance. You can find them by doing an online search or I&#8217;d be able top refer one to you if I know where you lived by completing the form at the bottom of this page. They are typically only able to work in various states depending on where they are licensed. [...]</description>
		<content:encoded><![CDATA[<p>[...] Sorry to hear about your situation. I suggest that you speak to a non-profit credit counseling agency to see what they say. They are often very helpful at providing guidance. You can find them by doing an online search or I&#8217;d be able top refer one to you if I know where you lived by completing the form at the bottom of this page. They are typically only able to work in various states depending on where they are licensed. [...]</p>
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	<item>
		<title>By: Stop Paying Credit Card Debts</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-117</link>
		<dc:creator>Stop Paying Credit Card Debts</dc:creator>
		<pubDate>Mon, 30 Jul 2007 19:02:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-117</guid>
		<description>[...] Whenever you stop paying your bills, there are consequences that range from your credit score being badly damaged to a court judgement to having your wages garnished to help satisfy the debt. You should not just stop without researching your debt relief options from debt management to debt settlement. The debt will never go away so if you face the problem now, your headaches will be less severe in the future if you know what I mean. [...]</description>
		<content:encoded><![CDATA[<p>[...] Whenever you stop paying your bills, there are consequences that range from your credit score being badly damaged to a court judgement to having your wages garnished to help satisfy the debt. You should not just stop without researching your debt relief options from debt management to debt settlement. The debt will never go away so if you face the problem now, your headaches will be less severe in the future if you know what I mean. [...]</p>
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	</item>
	<item>
		<title>By: Debt Settlement Affects on Credit Score - Debt Management Programs</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-108</link>
		<dc:creator>Debt Settlement Affects on Credit Score - Debt Management Programs</dc:creator>
		<pubDate>Fri, 13 Jul 2007 23:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-108</guid>
		<description>[...] Thanks for the question. Debt settlement is best viewed as a bankruptcy alternative. If your payments are big but manageable and not growing (you are paying more than the minimums and not adding more debt), then you might want to look into a reputable debt management program. However, if your debt is still rising and growing faster than you can keep up with despite sensible spending, you may need to consider debt settlement despite its adverse credit score affects. [...]</description>
		<content:encoded><![CDATA[<p>[...] Thanks for the question. Debt settlement is best viewed as a bankruptcy alternative. If your payments are big but manageable and not growing (you are paying more than the minimums and not adding more debt), then you might want to look into a reputable debt management program. However, if your debt is still rising and growing faster than you can keep up with despite sensible spending, you may need to consider debt settlement despite its adverse credit score affects. [...]</p>
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	</item>
	<item>
		<title>By: What kind of credit do I need to consolidate med and cc debt?</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-99</link>
		<dc:creator>What kind of credit do I need to consolidate med and cc debt?</dc:creator>
		<pubDate>Wed, 13 Jun 2007 19:01:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-99</guid>
		<description>[...] ANSWER- Due to your poor credit you may be best off looking at a debt management company to consolidate your debt. Your unsecured debt of around $6,000 is not too high and refinancing your home for that amount may not be worth the expense. [...]</description>
		<content:encoded><![CDATA[<p>[...] ANSWER- Due to your poor credit you may be best off looking at a debt management company to consolidate your debt. Your unsecured debt of around $6,000 is not too high and refinancing your home for that amount may not be worth the expense. [...]</p>
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	</item>
	<item>
		<title>By: Reliable Debt Relief Comapny - Debt Relief Options</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-62</link>
		<dc:creator>Reliable Debt Relief Comapny - Debt Relief Options</dc:creator>
		<pubDate>Wed, 09 May 2007 17:53:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-62</guid>
		<description>[...] I have evaluated many companies and I provide free advice as to the best debt settlement companies and debt management companies  but understand that you still need to do your own evaluation. [...]</description>
		<content:encoded><![CDATA[<p>[...] I have evaluated many companies and I provide free advice as to the best debt settlement companies and debt management companies  but understand that you still need to do your own evaluation. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Avoid Bankruptcy - Other Debt Relief Options</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-61</link>
		<dc:creator>Avoid Bankruptcy - Other Debt Relief Options</dc:creator>
		<pubDate>Wed, 09 May 2007 17:42:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-61</guid>
		<description>[...] Now more than ever, bankruptcy really should be a last resort only for the most desperate of situations. If you have any chance to solve your debt problem with debt settlement or debt management then you should explore those routes first. [...]</description>
		<content:encoded><![CDATA[<p>[...] Now more than ever, bankruptcy really should be a last resort only for the most desperate of situations. If you have any chance to solve your debt problem with debt settlement or debt management then you should explore those routes first. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: What Is Credit Counseling</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-56</link>
		<dc:creator>What Is Credit Counseling</dc:creator>
		<pubDate>Wed, 09 May 2007 16:44:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-56</guid>
		<description>[...] Also, you may request more information about my Top Debt Management Companies here and learn more about the free consultations they will provide to you. [...]</description>
		<content:encoded><![CDATA[<p>[...] Also, you may request more information about my Top Debt Management Companies here and learn more about the free consultations they will provide to you. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Debt Help Relief Solutions</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-55</link>
		<dc:creator>Debt Help Relief Solutions</dc:creator>
		<pubDate>Wed, 09 May 2007 16:01:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-55</guid>
		<description>[...] Debt management to consolidate your debt (if you do not have a home with equity) [...]</description>
		<content:encoded><![CDATA[<p>[...] Debt management to consolidate your debt (if you do not have a home with equity) [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Non Profit Debt Solutions</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-54</link>
		<dc:creator>Non Profit Debt Solutions</dc:creator>
		<pubDate>Wed, 09 May 2007 15:56:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-54</guid>
		<description>[...] Many Debt Management Companies like the ones listed here are non-profit companies. Often they are more commonly refered to as credit counseling companies which means they provide a variety of services based on your situation and needs - debt management being only one of them. [...]</description>
		<content:encoded><![CDATA[<p>[...] Many Debt Management Companies like the ones listed here are non-profit companies. Often they are more commonly refered to as credit counseling companies which means they provide a variety of services based on your situation and needs &#8211; debt management being only one of them. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: I&#8217;M LOOKING FOR A GOOD DEBT COUNSELING COMPANY PLEASE HELP I HAVE TALKED TO ABOUT 7 DIFFERENT ONES</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-47</link>
		<dc:creator>I&#8217;M LOOKING FOR A GOOD DEBT COUNSELING COMPANY PLEASE HELP I HAVE TALKED TO ABOUT 7 DIFFERENT ONES</dc:creator>
		<pubDate>Fri, 27 Apr 2007 19:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-47</guid>
		<description>[...] You may find the credit counseling form to complete located here. [...]</description>
		<content:encoded><![CDATA[<p>[...] You may find the credit counseling form to complete located here. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: I HAVE REALLY BAD CREDIT,A LOT OF COLLECTIONS AFTER ME. I WOULD LIKE TO PAY EVERY DEBT THAT I OWE ,IS THERE ANY WAY YOU COULD HELP ME.</title>
		<link>http://www.debtreliefcompanies.net/debt-management-companies/comment-page-1/#comment-44</link>
		<dc:creator>I HAVE REALLY BAD CREDIT,A LOT OF COLLECTIONS AFTER ME. I WOULD LIKE TO PAY EVERY DEBT THAT I OWE ,IS THERE ANY WAY YOU COULD HELP ME.</dc:creator>
		<pubDate>Tue, 10 Apr 2007 19:58:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefcompanies.net/debt-management-companies/#comment-44</guid>
		<description>[...] May I suggest you read about debt management programs here. [...]</description>
		<content:encoded><![CDATA[<p>[...] May I suggest you read about debt management programs here. [...]</p>
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