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While i am paying off one creditor, what happens to the other accounts during this debt relief process?

Hello. Your answer really depends on what process you are thinking about pursuing, a debt settlement program or a debt management program. However, in general, you may look at each account seperately so if you are paying off one creditor but have other creditors who you cannot afford to pay and need help, you may look into working with a debt relief firm to assist you on those.