Call Us Today! 1-877-570-1313

Why will a bank like Chase be willing to work with a debt settlement company with a payment plan of 22 months for 45% of the debt but not offer you the individual the same deal?

Hello, it is possible to do your own negotiation however it can be a very complicated and time consuming process and odds are your chances for success are greater with a debt settlement company. Why? Because they know exactly how the process works, they have the relationships already established with the powers that be at all the credit card companies, and they are settling accounts in bulk.

Remember too that credit card companies can’t make the process too easy or every person in over thier heads will call them and demand a reduction (which of course they are in no way obligated to give and typically if you call and ask they will claim that they never settle which almost is never true).

Having said that you can always try and do it yourself, it is possible.