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I am working with prosper financial, a debt settlement company. Are they good?

Hello. Unfortunately I do not know them well. There are literally dozens if not hundreds of companies out there. I work closely with several who I have selected after much research and face to face meetings. Maybe someday I will meet with them too to add to my list. What’s important is that you are happy with them and believe they are providing you with honest straightforward answers. Best of luck to you.