i have a student loan i am very much in debt i would like to know how can i make a settlement or get free consultation on how resolve this situation

Hello, student loans are not a type of debt that a debt settlement can assist you with. You may want to look up student loan consolidation on the web to find a company that specializes in handling student loans. Sorry I can’t be of more help with that.

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What if some of my creditors refuse my debt settlement offers, through a company that I recieve a referal from you. Will they still help me settle others even if it falls below $10k mark because of the companies denying my offers?

Hello, thanks for the question…

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I recently lost an investment property to foreclosure. My credit is has taken a huge hit through the process while I kept my substantial CC balances current. So at this point, is it safe to say that going delinquent as part of a debt settlement process , really doesn’t matter. The credit score damage is already done ??

Yes, it sounds like your credit score has suffered significant damage through the foreclosure so I would guess that the damage has already been done…

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I was told by one company that I can choose which credit cards to include in their debt help program and would be charged a fee of 15% of the debt on that card. They would negotiate a lower balance due the co. Does this sound reasonable?

Yes, the standard fee in the debt negotiation (settlement) industry is 15% of the debt amount that you have…

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