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I HAVE REALLY BAD CREDIT,A LOT OF COLLECTIONS AFTER ME. I WOULD LIKE TO PAY EVERY DEBT THAT I OWE ,IS THERE ANY WAY YOU COULD HELP ME.

Hello. If you do not want to try and reduce your debt through a debt settlement process, I suggest investigating a debt management program. With these programs they help reduce your rates and fees and put you on a program to pay off all your debts over time.

May I suggest you read about debt management programs here.