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	<title>Comments on: I have nine credit card accouts (Total of $58000 debt of Credit Card). All of them have been charged off as a bad debt as of July 08. Two creidt card company has served me with a summons letters. All the others has been assigned to an Attorney for Collection. I am worried that all of them will be serving me with a summon letter. I can&#8217;t settle with all of them at once. I don&#8217;t want to communicate with them on the phone. I really want to avoid Bankruptcy, I just don&#8217;t now what alternative I have? Any advice will be appreciated.</title>
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