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	<title>Comments on: If you have good credit and pay all cc compamies on time &amp; you only are late on 1 card for 4 days and they up the rate from 8.99 to 32.9 what can you do about it besides calling and complaining every month. / If you are trying to re-finance to pay off high interest rates but want to keep the cards that are low interest rates , can you do that. I don&#8217;t want my credit score to go down if I deal with a debt relief agency???</title>
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