Can I still be helped if credit card debt has been turned over to a Law Firm or Collection Agency?
Hello. Unfortunately, the answer is not very cut and dry. You can always be helped but it is a question of the type of help you choose. If you have been sued for credit card debt, you will not likely find a debt settlement company who will take on your case and so you probably want to seek the services of a lawyer who specializes in consumer debt problems.
However, if your credit card debt has been turned over to a collections agency, your options for a debt settlement program or debt management plan are most likely still possibilities. I suggest you speak with a debt counselor who can get the details of your situation. I you have a lot of debt and are considering bankruptcy, speak to a debt settlement company. If your debt is a problem but not something that cannot be fixed with a reduced interest rates, lower fees, and a 5-7 year payment plan, then I suggest a debt management plan.
Discover which debt relief companies will provide you with honest and professional debt solutions. Here you can research all your options, ask questions, and decide which type of debt solution is right for you!


