Hello, I'm Scott... My research can help you find honest & reputable debt relief companies. I've met with the companies I suggest to ensure they provide REAL solutions.I have a first mortgage, a home equity loan and a cc bill totaling $160,000 with a $1700 monthly payment. I tried to contact a company about refinancing but they aren’t interested because my home may not be worth what we owe. (typical for nowadays). Is bankruptcy my only option? I’m not really AT that point now, but I am trying to avoid it at all costs. Why wont a bank refinance what i ALREADY OWE THEM to a lower interest rate to make it more manageable….instead of making it harder for me and having the possibility of getting stuck with my house if i file bankruptcy?
Hello. Banks may be willing to negotiate with you but
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