Debt Relief Companies

Debt management services and credit counseling are basically two terms to describe the same service and that service is helping a consumer consolidate their unsecured (mostly credit card) debt into one payment typically with reduced interest rates and fees. Technically, an industry insider will say that credit counseling companies provide a broader range of services more »

The answer depends on what services they provide you with. Non profit credit counseling companies do offer free debt advice but they get paid when they enroll you into a debt management plan. So essentially, one of the services that non profit credit counseling companies provide is debt management plans for consumers with mounting debt more »