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	<title>Comments on: What is Credit Consolidation Counseling?</title>
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		<title>By: How to Repay Debt Without Defaulting on Bills &#124; Debt Relief Companies</title>
		<link>http://www.debtreliefcompanies.net/what-is-credit-counseling/comment-page-1/#comment-405</link>
		<dc:creator>How to Repay Debt Without Defaulting on Bills &#124; Debt Relief Companies</dc:creator>
		<pubDate>Tue, 15 Dec 2009 22:08:26 +0000</pubDate>
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		<description>[...] advice on your options one of which is a service they offer called a debt management program. These debt counseling programs help you budget, consolidate your bills, and lower your interest rates all while maintaining your [...]</description>
		<content:encoded><![CDATA[<p>[...] advice on your options one of which is a service they offer called a debt management program. These debt counseling programs help you budget, consolidate your bills, and lower your interest rates all while maintaining your [...]</p>
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		<title>By: Will a debt relief program hurt my kids student loan prospects? &#124; Debt Relief Companies</title>
		<link>http://www.debtreliefcompanies.net/what-is-credit-counseling/comment-page-1/#comment-398</link>
		<dc:creator>Will a debt relief program hurt my kids student loan prospects? &#124; Debt Relief Companies</dc:creator>
		<pubDate>Fri, 31 Jul 2009 17:02:32 +0000</pubDate>
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		<description>[...] Most debt relief programs affect your credit score (especially debt settlement) so I would not put your kids college future in jepardy by enrolling in a debt relief program if you can avoid it. In order to get some budgeting help and to see if you can avoid it given your situation, you may want to speak with a reputable non-profit credit counseling agency. [...]</description>
		<content:encoded><![CDATA[<p>[...] Most debt relief programs affect your credit score (especially debt settlement) so I would not put your kids college future in jepardy by enrolling in a debt relief program if you can avoid it. In order to get some budgeting help and to see if you can avoid it given your situation, you may want to speak with a reputable non-profit credit counseling agency. [...]</p>
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		<title>By: Debt Relief Companies &#187; Blog Archive &#187; What Are All the Ways to Get Out of Debt?</title>
		<link>http://www.debtreliefcompanies.net/what-is-credit-counseling/comment-page-1/#comment-9</link>
		<dc:creator>Debt Relief Companies &#187; Blog Archive &#187; What Are All the Ways to Get Out of Debt?</dc:creator>
		<pubDate>Mon, 12 Feb 2007 22:54:41 +0000</pubDate>
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		<description>[...] In the old days (a few years ago) you could declare bankruptcy and essentially wipe out your debt but the new bankruptcy laws have changed all that. Now that too, is a long process that includes credit counseling  and various stages of court approval. [...]</description>
		<content:encoded><![CDATA[<p>[...] In the old days (a few years ago) you could declare bankruptcy and essentially wipe out your debt but the new bankruptcy laws have changed all that. Now that too, is a long process that includes credit counseling  and various stages of court approval. [...]</p>
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